For domestic users, subscribing to overseas services like ChatGPT Plus, Midjourney, Netflix, or other AI tools and streaming platforms has always been a hassle due to payment issues. Domestic bank cards are often rejected by overseas platforms due to various restrictions, making it difficult to complete payments after much effort. At this point, virtual credit cards become a lifesaver. Today, let's talk about a virtual credit card that is particularly friendly to domestic users—BinGoCard, and teach you how to quickly apply, activate, and recharge it to easily handle overseas payments!
BinGoCard Official Website: https://leixue.com/go/bingocard
More Virtual Card Recommendations: PokePay, VCard, Dupay, WasabiCard
Why Choose BinGoCard?#
BinGoCard is issued by CB International Bank LLC, a commercial bank in the United States, and is strictly regulated by the Office of the Comptroller of the Currency (OCC). It also holds a US OCIF bank license, ensuring security. As an international partner of VISA, BinGoCard has an independent card BIN, which means its virtual cards are not only stable but also effectively avoid payment rejections. Compared to other virtual card platforms like PokePay, VCard, Dupay, and WasabiCard, the biggest highlight of BinGoCard is its support for recharging via Cloud Flash Payment, eliminating the complex operations of using cryptocurrencies like USDT, making it incredibly convenient!
Even more considerate, BinGoCard also provides a one-click subscription for ChatGPT Plus, suitable for users who want to quickly access AI services. Moreover, it is not limited to virtual cards; it can be upgraded to a physical card at any time, allowing for global card consumption without issues, and it can even help users with long-term plans in the US accumulate FICO credit scores. For domestic users, this flexibility and convenience make it an excellent alternative to WildCard.
BinGoCard Activation Process: Complete in Three Simple Steps#
Applying for BinGoCard is not complicated at all. Follow these steps, and you can quickly have your own US virtual credit card:
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Register an Account
First, visit the BinGoCard Official Website, and click the "Register" button in the upper right corner. Enter your phone number (for mainland users, select +86), then obtain a verification code, set a password, and submit your registration. Don’t forget to enter the invitation code LEIXUE during registration to enjoy a discount on the card activation fee! The entire registration process only takes one or two minutes, super simple. -
KYC Verification
After registering your account, you need to complete KYC (identity verification). Domestic users can directly upload a photo of their mainland Chinese ID and complete the verification following the guidance on the official website. The review usually completes within 12 hours, and it can be done in just a few hours in some cases. Compared to platforms that require complex cryptocurrency operations, BinGoCard's KYC process is much friendlier to domestic users. -
Pay the Activation Fee
The activation fee for BinGoCard is a one-time charge of $20, with no annual fee or monthly rental. Payment methods support Cloud Flash Payment and Alipay; just choose a method you commonly use to scan and pay. After payment, the system will automatically generate your virtual credit card, complete with card number, expiration date, and CVV code, ready for immediate use.
Recharge and Use: Flexible and Worry-Free#
After activating the card, the next step is to recharge. BinGoCard has a very low recharge threshold, starting from a minimum of $5, with a service fee of 3.5%. Spending and withdrawals are completely free, and non-USD transactions will incur an additional fee of 1% + $0.5, with transparent and clear fees. It is recommended to recharge at least $25 for the first time, as binding OpenAI may deduct a $5 pre-authorization fee, and having enough balance can avoid the embarrassment of insufficient funds.
Recharge methods support Cloud Flash Payment and Alipay, and the operation is as simple as domestic online shopping. After scanning the payment, the funds will be credited in real time. With a balance, you can use BinGoCard to subscribe to various overseas services like Midjourney, DALL-E, Netflix, Spotify, Google Cloud, and even Microsoft Azure and Amazon Prime Video, covering a wide range of scenarios including AI tools, cloud services, and streaming media.
Tips: Make Your BinGoCard More Useful#
- Global Mode Login: When logging into the BinGoCard official website, it is recommended to enable global mode to ensure smooth network access and avoid loading issues.
- One-Click Subscription for ChatGPT Plus: If you are interested in ChatGPT Plus, BinGoCard offers a one-click subscription feature. After submitting the payment link, you can automatically upgrade in a few minutes, saving you the hassle of manually entering card information.
- Physical Card Upgrade: If you have global consumption needs, you can contact customer service to upgrade to a physical card, making card consumption more convenient and helping you accumulate US FICO credit scores.
Summary: BinGoCard, the Overseas Payment Tool for Domestic Users#
In summary, BinGoCard is a virtual credit card tailored for domestic users, with simple operations, transparent fees, and a wide range of scenarios. Whether you want to use ChatGPT Plus to improve work efficiency, subscribe to Netflix for binge-watching, or use Midjourney to generate creative images, BinGoCard can help you achieve it easily. Compared to other virtual cards that require USDT for recharging, BinGoCard's Cloud Flash Payment recharge method is truly worry-free and effortless, and the KYC verification is also simple and quick. If you are still troubled by overseas payments, why not give BinGoCard a try? Register with the invitation code LEIXUE to save on the activation fee—act quickly!