The rapid development of AI technology has made overseas AI tools like ChatGPT, DALL-E, and Midjourney "productivity tools" for many domestic users. However, the problem arises that subscriptions and top-ups for these services often require international credit cards, which are frequently rejected for cards issued domestically. At this point, virtual credit cards become a lifesaver to bypass payment restrictions. Today, let's talk about how to quickly apply for a US virtual credit card through BinGoCard, easily handle OpenAI top-ups and ChatGPT Plus subscriptions, and cover more overseas consumption scenarios!
Recommended US Virtual Cards: BinGoCard, PokePay, VCard, Dupay, WasabiCard
Why Choose BinGoCard?#
BinGoCard is issued by CB International Bank LLC, a US commercial bank, backed by the strict supervision of the Office of the Comptroller of the Currency (OCC) in the United States, and holds a US OCIF banking license, ensuring safety. As an international cooperative member of VISA, BinGoCard has an independent card BIN, which means its virtual cards are more stable and secure than many other platforms. Compared to virtual cards like PokePay, VCard, Dupay, and WasabiCard that require top-ups via USDT, BinGoCard supports top-ups through Cloud Flash Payment, making it incredibly easy for domestic users!
What's even more considerate is that BinGoCard offers a one-click subscription feature for ChatGPT Plus, eliminating the hassle of manually entering payment information. The card opening fee is only a one-time payment of $20, with no annual fee or monthly rent for life, and a transparent recharge fee of 3.5%. Not to mention, it can also be upgraded to a physical card, supporting global card consumption, and even helps friends planning in the US to accumulate FICO credit scores, maximizing practicality!
Application Process: Simple Three Steps#
The process of applying for BinGoCard is really simple and can be completed in just a few minutes. Here are the detailed steps to follow:
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Register an Account
Open the BinGoCard official website, click the "Register" button in the upper right corner, enter your phone number (for mainland users, select +86), obtain a verification code, set a password, and submit to complete registration. Don't forget to enter the invitation code "LEIXUE" during registration to enjoy card opening discounts; saving a little money is always nice! -
KYC Verification
After registration, you need to complete KYC (identity verification). Domestic users only need to upload their mainland Chinese ID, fill in personal information, and pay the $20 card opening fee through payment methods like Cloud Flash Payment. The verification process usually completes within 12 hours, and once approved, your virtual card will be ready! Compared to other platforms that require complex cryptocurrency operations, BinGoCard's process is incredibly user-friendly. -
Top-Up and Use
Once you have the card, top up through Cloud Flash Payment, with a clearly marked 3.5% service fee. It is recommended to top up at least $25 for the first time, as OpenAI may pre-authorize a $5 fee, and with the $20 monthly fee for ChatGPT Plus, this ensures you have enough balance. After topping up, you can directly choose to subscribe to ChatGPT Plus with one click on the BinGoCard platform or manually bind the card to OpenAI, Midjourney, and other services to start your AI journey!
Covering Various Overseas Consumption Scenarios#
The use of BinGoCard is not limited to OpenAI and ChatGPT Plus. It supports a wide range of overseas services, covering AI tools, cloud services, and entertainment platforms. For example, do you want to use Midjourney to generate cool images? No problem! Want to experience advanced features of Devin or DALL-E? You can! Even cloud service platforms like Microsoft Azure, Google Cloud, or streaming services like Netflix, Hulu, and Spotify can be easily handled with BinGoCard. In short, whether you are an AI enthusiast, a programmer, or a binge-watcher, this card can meet your cross-border consumption needs.
What Advantages Does BinGoCard Have Compared to Other Virtual Cards?#
There are many virtual card platforms on the market, such as WildCard, PokePay, VCard, Dupay, etc., but BinGoCard's unique advantages make it stand out. First, it supports top-ups via Cloud Flash Payment, avoiding the high threshold operations of USDT and other cryptocurrencies, making it stress-free for domestic users. Secondly, the one-time $20 card opening fee and lifetime free model offer better value compared to some monthly fee platforms. Most importantly, BinGoCard's payment stability has been optimized, resulting in a high success rate for binding to platforms like OpenAI, with almost no awkward situations of card rejection.
Additionally, BinGoCard can be upgraded to a physical card, which is a pleasant surprise for users with overseas consumption needs or plans to establish credit records in the US. In contrast, platforms like PokePay and VCard, while also good, have complex top-up processes and may occasionally experience issues due to maintenance, resulting in a slightly inferior experience.
Tips: Make Your BinGoCard More Useful#
- Network Environment: When subscribing to overseas services, it is recommended to use a global mode VPN to ensure smooth payment and registration.
- First Top-Up: Don't forget to top up a bit more, like $25, to avoid insufficient balance due to pre-authorization.
- Invitation Code: Be sure to enter "LEIXUE" during registration; even small discounts can save you the cost of a few cups of milk tea!
- Multi-Scenario Use: Don't just focus on ChatGPT; try using BinGoCard to subscribe to Spotify or Disney+ to unlock more entertainment experiences.
Conclusion: BinGoCard, the Cross-Border Payment Tool for Domestic Users#
In summary, BinGoCard provides domestic users with a simple, safe, and stable solution for US virtual credit cards. Whether you want to top up OpenAI API, subscribe to ChatGPT Plus, or enjoy overseas services like Netflix and Spotify, BinGoCard can help you achieve it easily. With a one-time $20 card opening fee, Cloud Flash Payment top-ups, and no annual fee for life, it is tailor-made for domestic users. Hurry to visit the BinGoCard official website, register with the invitation code "LEIXUE," and start your global consumption journey!